kosh

Private spend intelligence

Your statement.
Your device.
Your answers.

See subscriptions, oversized UPI payments and quick-commerce habits without handing your financial history to another cloud.

Processed locallyStatement bytes stay inside this browser.
Encrypted vaultSaved insights are locked with your password.
Explainable resultsEvery classification shows its evidence.

Owner access

Unlock your vault

Your password verifies access and unlocks the encrypted data saved on this device.

or preview safely

Kosh will never ask for your bank login, OTP, card PIN or UPI PIN. A statement file is enough.